Guides

Guides

Interactive scenario tools and detailed take-home breakdowns to help you understand your tax position.

Scenario tools

How to compare two UK job offers

Use net pay, pension match, and commuting costs to pick the stronger offer.

How to avoid the 60% tax trap

See when adjusted net income crosses £100k and how pension contributions help.

How to model childcare decisions

Estimate household impact when comparing nursery costs against retained earnings.

Calculators

Bonus TaxPay RiseRequired SalarySalary SacrificeSelf-EmploymentView all tools →

Take-home pay guides

Full breakdown of tax, National Insurance, and net pay for common UK salaries in 2026/27.

£20,000£25,000£30,000£35,000£40,000£45,000£50,000£55,000£60,000£65,000£70,000£80,000£100,000£120,000£125,000£150,000

Deep dives

How to Escape the 60% Tax Trap in 2025-26

Learn how the personal allowance taper creates a 60% effective tax rate between £100k-£125k, and discover pension strategies to recover your full Personal Allowance.

UK Income Tax Allowances 2026/27 Explained

A clear guide to the Personal Allowance, Marriage Allowance, and other income tax allowances for the 2026/27 tax year.