Guides

Guides

Interactive scenario tools and detailed take-home breakdowns to help you understand your tax position.

Scenario tools

How to compare two UK job offers

Use net pay, pension match, and commuting costs to pick the stronger offer.

How to avoid the 60% tax trap

See when adjusted net income crosses £100k and how pension contributions help.

How to model childcare decisions

Estimate household impact when comparing nursery costs against retained earnings.

Calculators

Bonus TaxPay RiseRequired SalarySalary SacrificeSelf-EmploymentSalary After TaxView all tools →

Take-home pay guides

Quick breakdown of tax, National Insurance, and net pay for common UK salaries in 2026/27. See them all in one table.

£20,000£22,000£25,000£28,000£30,000£32,000£35,000£38,000£40,000£42,000£45,000£50,000£55,000£60,000£65,000£70,000£75,000£80,000£90,000£100,000£120,000£125,000£150,000

Deep dives

Salary Sacrifice UK 2026/27 — Complete Guide

How salary sacrifice works, how much you save across all tax bands, and whether pension, EV, or cycle-to-work is right for you.

High Income Child Benefit Charge 2026/27

Earn over £60,000? See exactly what you owe, how pension contributions reduce your charge, and whether to opt out or use the new PAYE payment option.

Calculate Tax on Multiple Incomes UK 2026/27

Work out tax across PAYE, self-employment, rental, and dividends. Interactive calculator with personal allowance rules and Self Assessment guidance.

How to Escape the 60% Tax Trap in 2026/27

How the Personal Allowance taper creates a 60% effective tax rate between £100k and £125k, and the pension strategies that restore your full allowance.